We are obsessed with Customer Experience so we fully customize the checkout experience so it accurately represents your Brand. Your clients will have the same brand experience during the ceckout as they do while shopping on your website.
We make sure the users are getting clear, accurate, tax localized invoices for their purchases every single time.
Some billing scenarios are complex. We cut through the fog by simplifying parent-child relationships and payment responsibilities.
Accounts receivable Reporting & Collections
With Paybilla, you can easily monitor how much you are owed & how much you should collect.
Doing business internationally is not easy. But we make it easier. We understand no business is perfect and there is not business where all clients are 100% happy. Refund requests are a reality of commerce and dealing with them has never been easier.
With Paybilla you no longer have to fear the dreaded chargebacks (there are no chargebacks with crypto) and if you`re under our Re-Seller program, we`re dealing with them directly, so you never have to worry about it again.
Whenever one of your clients asks for the money back, you can quickly investigate the situation, review the payment made and decide if you perform a full, partial or no refund for the client.
You can add, remove or modify your products, gallery, pricing or description.
We`ve created a relational database that enables you to up-sell and cross-sale straight from the cart.
And if you`re selling subscriptions, you`ll find our platform to be very accomodating of just about any subscription scenario you wish to use. First month Off? Sure!, Every 3 Months? Sure! 3 Year subscription? Fine!. One price for the first year, a different monthly price for every month after it? Takes 30 seconds to setup using our powerful subscription engine.
Since some of our clients are software publishers, we`ve put together this great little tool that enables you to manage all Activation Keys, Client Access Keys or License keys all from one place.
We handle the distribution to the client & we let you know when you`re running low on the number of keys available to sell, so you never get caught off guard.
We`ve fully automated this process so you can say goodbye to clients calling your supportline because they`re keys aren`t working or they didn`t receive one.
Easily apply percentage discounts or you can take fixed dollar amounts off the price.
Limit the number of times a coupon can be redeemed. We automatically monitor the usage until the code is no longer valid & accordingly inform the buyers.
You can create and use as many coupons as you`d like. Mix and match, experiment until you get the best results.
You can apply coupons to certain products or to the full basket.
As part of the platform, we have built a crypto-exchange capability that enables you to exchange crypto to crypto, fiat to crypto (onboarding) and crypto to fiat (offboarding).
Buying Crypto: Buy over 200 cryptocurrencies regardless of your location.
Fast & Easy Setup: Getting started is simple – sign up, get verified and buy in less than 24 hours
Trading on Paybilla: Real-time Exchange Rates
Transparent Pricing: No hidden fees or margins
Selling your crypto positions: We get the best price available from multiple exchanges and secure the trade for you. You are in total control of when you wish to exit, we just make it easy.
Withdrawal: Sepa - Free, International Banks, CryptoRead more
Paybilla allows you to deposit, trade and hold any major digital currencies and ERC20 tokens, all from one single secure place.
You can always import or export your wallets or transfer your tokens to a cold storage wallet for extra security.Read more
We`ve made it our mission to make it easy for everybody to participate in the blockchain economy, therefore, we`re taking down blockers one at a time.
We`ve built a powerful crypto-to-fiat payments platform for merchants, to protect them from market volatility while enabling users worldwide to make use of whatever tokens they hold.
We`re not taking this a step further by making it even easier to buy or sell items online for cryptocurrency, by building a crypto first marketplace.
You may link to our Website provided you follow certain rules. You may link to our Website, provided:
a) you do so in a way that is fair and legal and does not damage our reputation or take advantage of it;
b) you do not suggest any form of association, approval or endorsement on our part where none exists;
c) you do not frame our Website on any other site; and
We reserve the right to withdraw linking permission without notice.
For implementation of Money Laundering and Terrorist Financing Prevention Act and implementation of International Sanctions Act
These rules of procedure (hereinafter the Rules of Procedure) regulate the activities of PAYBILLA Estonia OÜ for the implementation of the Money Laundering and Terrorist Financing Prevention Act (hereinafter the MLTFPA) and the implementation of the International Sanctions Act (hereinafter the ISA). The Rules of Procedure have been established by a resolution of shareholders of PAYBILLA Estonia OÜ.
In these Rules of Procedure, the following definitions have the following meaning:
Money laundering means:
Terrorist financing means the financing and supporting of an act of terrorism and commissioning thereof within the meaning of § 2373 of the Penal Code.
Beneficial owner means a natural person who, taking advantage of their influence, makes a transaction, act, action, operation or step or otherwise exercises control over a transaction, act, action, operation or step or over another person and in whose interests or favour or on whose account a transaction or act, action, operation or step is made.
Private limited company means the virtual currency wallet service provider, which is an obliged entity for the purposes of the MLTFPA.
Business relationship means a relationship that is established upon entry into a long-term contract by an obliged entity in economic or professional activities for the purpose of provision of a service or sale of goods or distribution thereof in another manner or that is not based on a long-term contract, but whereby a certain duration of the relationship could be reasonably expected at the time of establishment of the contact and during which the obliged entity repeatedly makes separate transactions in the course of economic or professional activities while providing a service or professional service, performing professional acts or offering goods.
Customer means a person who has a business relationship with an obliged entity.
Staff means an employee of the Private Limited Company, head of the Private Limited Company, members of the management board, members of the supervisory board.
Compliance officer means a person appointed by the management board to act as a contact person of the Financial Intelligence Unit. A member of the management board or another Staff member of the Private Limited Company may act as a compliance officer.
Person means a natural or legal person who wants to enter into a contract with the Private Limited Company for using the Services provided by the Private Limited Company, but who has not yet been identified by an Employee of the Private Limited Company.
Financial Intelligence Unit means an independent structural unit of the Police and Border Guard Board (an up-to-date definition in accordance with § 53 of the MLTFPA).
Politically exposed person means a natural person who is or who has been entrusted with prominent public functions, including a head of State, head of government, minister and deputy or assistant minister; a member of parliament or of a similar legislative body, a member of a governing body of a political party, a member of a supreme court, a member of a court of auditors or of the board of a central bank; an ambassador, a chargé d'affaires and a high-ranking officer in the armed forces; a member of the management board and an administrative or supervisory body of a State-owned enterprise; a director, deputy director and member of the board or equivalent function of an international organisation, except middle-ranking or more junior officials.
Risk appetite means the total of the exposure level and types of the Private Limited Company, which the Private Limited Company is prepared to assume for the purpose of its economic activities and attainment of its strategic goals and which is established by the management board of the Private Limited Company in writing.
The Private Limited Company as a virtual currency wallet service provider agrees to follow these rules of procedure as provided by clause 2 (1) 11) of the Money Laundering and Terrorist Financing Prevention Act and clause 6 5) of the International Sanctions Act.
The management board of the Private Limited Company agrees to ensure that each Staff member comply with the requirements provided by these Guidelines, the MLTFPA and legal acts issued on the basis thereof. Staff members of the Private Limited Company must know and comply with legal acts and relevant guidelines of authorities and independently examine amendments to legal acts and guidelines.
A Staff member is personally responsible for the compliance with the requirements arising from the MLTFPA and these Guidelines. Failure to comply with the requirements may result in the termination of the employment contract as well as punishment pursuant to misdemeanour or criminal procedure.
ANNEX 1 – Guidelines Regarding Characteristics of Transactions Suspected of Money Laundering
Suspicious transactions in the case of a suspicion of money laundering are the Customer’s transactions and operations that have no clear economic or legal reason and that cannot be regarded as the Customer’s ordinary economic activities.
Indicators of suspicious transactions in the case of transactions of more than 10,000 euros in cash:
Arousal of suspicion upon entry into customer agreement:
ANNEX 2 – Guidelines Regarding Characteristics of Transactions Suspected of Terrorist Financing
Suspicious transactions in the case of a suspicion of terrorist financing are the Customer’s transactions and operations that have no clear economic or legal reason and that cannot be regarded as the Customer’s ordinary economic activities.
Indicators of suspicious transactions in the case of transactions of more than 10,000 euros in cash:
ANNEX 3 – List of Equivalent Third Countries in Accordance with Anti-Money Laundering Directive (Directive 2005/60/EC)
At the moment the Rules of Procedure are adopted, the following third countries are regarded as countries having AML/CFT systems equivalent to those of the European Union:
Republic of South Africa
The Rules of Procedure have been approved by a resolution of the management board of PAYBILLA Estonia OÜ, in accordance with which Robert Günter Knapp is appointed compliance officer.
GDPR means regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC (General Data Protection Regulation)
Personal Data means any information which Paybilla directly relates to you (a legal or natural person or an organization legally engaged in business activities or any other business). In particular by reference to an identifier such as a name, date of birth, contact information, location data, an online identifier etc;
Processing means any operation carried out with Personal Data (collection, recording, storing etc.).